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To check the rates and terms you qualify for and your eligibility, Climb conducts a soft credit pull that will not affect your credit score. Once a loan is accepted and funded, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Why choose Climb Credit?

Climb Credit works with over 450 schools and has helped over 80,000 people advance their careers

450+

We work with over 450 schools

80K+

Over 80,000 students have chosen a Climb Loan

2014

Helping career-advancers access training since 2014

How it works

Career-advancing education is only a few steps away!

See your payment options upfront

See what payment options are available for your program

Apply in 5 minutes with no credit impact

There is no obligation to accept the terms of the loan

Accept the loan, we take care of the rest

We pay your school directly once they confirm enrollment

See what our customers are saying about us

"The loan process with Climb was so easy, Climb provided affordable and flexible payment options which worked great for my budget."

Zerifa, American College of Education’s M.Ed. program

Frequently asked questions

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Disclaimer

Loans are originated by Climb Investco, LLC. Schools do not endorse loans originated by Climb InvestCo, LLC, and Climb InvestCo, LLC is not affiliated with any school.

Licensing: California Finance Lender #60DBO-44527. NMLS Consumer Access (NMLS# 1240013). SC consumers, view your rights here. NM consumers, view your rights here. NM consumers, view your Loan Rates and Fees disclosure here. See our licenses here.

New Mexico Borrowers:

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL Casey Powers, CEO, 701 S Carson St STE 200, Carson City, NV 89701, 888-510-0533, hello@climbcredit.com.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial-institutions/.

APRs on loans range from N/A. For N/A of our loans, APRs are below 19%. The APR includes an up to 5% origination fee. Actual interest rates vary within this range based on a number of factors, including your state of residence, credit history, and applicable lending laws and regulations. Applicable fees are disclosed in the loan note and payment plan contract. Consumers may contact Climb electronically through the chatbox or by mail at: Climb Credit, 701 S Carson St STE 200, Carson City, NV 89701.

Climb loans are private loans and do not have the same terms or repayment options that are offered or may become available by the federal loan program, other private lenders, or the applicable school, such as Income Based Repayment, Income Contingent Repayment, PAYE, or discounted pricing for certain payment methods.

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