As with any major life decision, the first step you’ll need to take to help keep your student loan repayment process as smooth as possible is to make a plan. Whether you’re switching careers or boosting your current career, keep in mind what your potential new salary could be and when it might take effect.
Just like there are lots of different types of student loans out there, there are also many different approaches people take when applying for one.
Climb Credit recently teamed up with Course Report to provide eight ways you can reduce your student loan debt!
When deciding whether or not to accept a loan offer, two important numbers you should look at are interest rate and APR. However, there’s another factor whose impact on these numbers you’ll also want to take into account: whether the interest rate is fixed or variable.
Everyone’s favorite time of year is almost upon us: tax season. And when you have student loan documents on top of your regular tax forms, the stress about potential errors can pile up…So to help ease the confusion caused by pairing taxes with student loans, we’re here with a few things to keep in mind.
Click to see some clarifying facts about the importance of data security and protecting your information. And more importantly, we included advice on how—when you have to trust a company with your personal info—to ensure that data is secure!
Whether you’re unsure about the difference between interest rate and APR or you want to brush up on originations, we’ve got you covered. Click to get the low-down on the student loan terms you need to know!
It’s time to talk ratios—to be more specific, the debt-to-income ratio (DTI) and how it affects your student loan application.
You’ve enrolled in a course and are on the way to your dream career. But first, there’s one big question you have to answer: how are you going to pay for this? Click to read more about the key differences between federal vs. private student loans!
After deciding where to go to school, which student loan to take out, and which comfort foods you’ll need to deal with the stress of it all, there are still a few other decisions to make when filling out that loan application.
Many lenders (like Climb Credit) allow students to re-submit applications if they’re not approved with their first. If you find yourself re-applying for a student loan (or are just looking to improve the chances for your initial submission), click to view some ways you can strengthen your student loan application!
If you’ve applied for any type of credit, such as a credit card, car loan, or student loan (including one from Climb), the decision you received was directly influenced by what’s in your credit report.
One word you may hear thrown around a lot, often with reference to Climb Credit, is “fintech.” But whether you’ve heard of it or not, it’s a term which has had a large impact over all our lives in the 21st Century.
Many of you may be wondering how your monthly student loan payments get calculated. So we’ve got a quick explainer of how we get these numbers!
We all have different financial goals. And setting a budget is a good way to reach them.
