When your learners apply for a student loan, they’re looking for resources to help them reach their goals: further education, additional skills and competitiveness in
Why is it important not only to gather data for your school, but to gather relevant data and organize it into an easy-to-find and easy-to-understand
The COVID-19 pandemic brought drastic changes to many industries. One industry that saw some of the biggest effects is aviation. What has this meant for
A solid education that builds skills and knowledge can have an incredible impact on a person’s life — it can be used to enter a
By Alaina Jones, Placement Inc. Searching for a job is one of the most exciting, challenging, and emotionally draining processes students go through. There are
Why is automating your school’s processes and workflows important? How can your programs utilize process automation to benefit your programs and your students? Learn more
Hear two tech education CEOs — Carlos Gonzalez de Villaumbrosia of Product School and Ludo Fourrage of Nucamp — talk to Angela (Ceresnie) Prince about
What are students looking for when deciding whether or not to enroll in an aviation training program? How do financing options play a role in
In the video below, hear two CEOs — Product School Founder and CEO Carlos Gonzalez de Villaumbrosia, and Nucamp Founder and CEO Ludo Fourrage —
Check out the video below to hear Ludo Fourrage, founder and CEO of Nucamp; Carlos Gonzalez de Villaumbrosia, founder and CEO of Product School; and
Watch the video below to hear Angela (Ceresnie) Prince talk with Ludo Fourrage, founder and CEO of Nucamp, and Carlos Gonzalez de Villaumbrosia, founder and
From flexible schedules to diverse payment options and more, there are myriad ways to make an education program more accessible to prospective students. What has
How can Climb’s suite of payment options help expand access to your education programs? Hear from The Array School of Technology and Design’s CEO Eric
In March of this year, we got the chance to speak with three leaders in healthcare training — Jason Aubrey, CEO of MedCerts; Bevan Erickson,
By Angela (Ceresnie) Prince, former Climb CEO Remember when coding bootcamps were just taking flight? Today it’s medical assisting bootcamps — and other accelerated career
We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:
Key advantages of our approach:
We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:
Key advantages of our approach:
Students are placed into funding tiers (Elite, Standard, Enhanced) based on Climb’s AI-driven assessment. Higher-credit students generate larger upfront advances to your school through Climb Loans, while students with limited credit are seamlessly routed to Interest-Free Recurring Payments (IFRP).
Brackets are informed by more than $1 billion in loan originations and may adjust over time as repayment data evolves. Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.
Yes. IFRP automatically matches the payment schedule to each program’s course length.
Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.
From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.
They’re automatically offered an Interest-Free Recurring Payment (IFRP) option with weekly, course-length payments. This ensures more students can enroll while your school maintains steady cash flow during training.
Higher-credit students generate larger loan advances (typically 78–98% of tuition). Students in the IFRP track pay weekly during their course. Both paths protect your school from post-course default risk.
Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.
Technically, yes—but most schools find there’s no need to manage multiple systems once Climb is in place. Climb can handle full payments, weekly IFRP payments, and loans in one platform, giving you a single flow for every student.
Keeping all payment types within Climb simplifies reconciliation, reduces administrative work, and ensures students have a consistent experience from application to payment.
Typically, within 5-10 business days after your partnership agreement is signed.
Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.
No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.
For Climb Loans, you keep the entire upfront payment—no clawbacks or liability.
For IFRP, payments stop when you stop billing. We recommend clear refund and withdrawal policies to guide students and staff.
Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.
**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.
The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.
Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.
We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:
Key advantages of our approach:
We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:
Key advantages of our approach:
Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.
These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.
Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.
Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.
Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.
From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.
They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.
Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school
Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.
Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.
Typically, within 5-10 business days after your partnership agreement is signed.
Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.
No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.
Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.
