Guide to Credit for Beginners
A first credit card can be a big milestone, but there are some important aspects to educate yourself on. Before you go on a shopping spree, check out our beginner’s guide to credit!
A first credit card can be a big milestone, but there are some important aspects to educate yourself on. Before you go on a shopping spree, check out our beginner’s guide to credit!
How to save for retirement is a huge financial goal, and also a huge challenge. So, we’re got some tips for how young professionals can successfully start saving for retirement!
Take our financial literacy quiz to brush up on your personal finance knowledge (or to prove how money-smart you are so you can brag about it later)!
So after that stressful rite of passage known as a job search, a company finally gave you an offer. Congratulations! Or maybe you were recently married, had a baby, or went through any number of life changes that would impact your finances. These are all cases in which you may find yourself filling out a W-4 form.
Click to see some clarifying facts about the importance of data security and protecting your information. And more importantly, we included advice on how—when you have to trust a company with your personal info—to ensure that data is secure!
It’s time to talk ratios—to be more specific, the debt-to-income ratio (DTI) and how it affects your student loan application.
If you’ve applied for any type of credit, such as a credit card, car loan, or student loan (including one from Climb), the decision you received was directly influenced by what’s in your credit report.
We all have different financial goals. And setting a budget is a good way to reach them.
When applying for a private student loan—or, while we’re at it, a mortgage, auto loan, or credit card—a major factor which could impact your approval decision is your credit score. Click to read some steps you can take and tips for how to improve your credit score!