Gain essential skills. Own your next.

Want to move ahead in your career? Ready to make a change? It takes the right training and a payment option that’s affordable, fast, and friendly. Climb brings them all together.

Our Purpose

Career success

We work with schools that focus on career advancement.

Human support

Smart, caring people available to answer all your questions.

Instant decision

Our 5–minute application gives you results instantly.

Take your next step with confidence

Every school in our network meets our career-advancing criteria. Learn more about how our standards lead to better career results.

Learn more

Payment example— we believe in affordability

Loan amount (including origination fee)

$10,500.00

Interest rate1

8.40%

APR2

10.99%

For the next 6 months you'd pay
$73.50/month
For the next 36 months, you'd pay
$330.97/month

Sample 42 months term includes 6 months of interest-only payments and 36 months of principal and interest payments. Terms vary by program.

1 Interest rates are fixed from 6.99%. Actual interest rates may vary based on a number of factors.

2 APRs on loans range from N/A. For N/A of our loans, APRs are below 19%. An annual percentage rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan. The APR includes the 5% origination fee. Missouri borrowers: APRs on loans for range from 0.00% to 26.47%. The APR includes the origination fee, which can be up to $100. Minnesota borrowers: APRs on loans for Minnesota borrowers range from 0.00% to 21.75%. The APR includes the 5% origination fee

Over $110 million in net new salary earnings for
Climb survey respondents

We've helped our borrowers increase their salaries by $110,000,000 in total after graduating from our partner school programs✝

"It was honestly the best decision I ever made. It’s given me the tools to provide better for my family."
— Jake, West Coast Training

View our student success stories

✝ This figure is based on an analysis of nearly 5,000 survey responses. The data points include Climb’s all-time survey respondents, with duplicate responders removed, that both: 1) reported to have graduated from their program and 2) reported both pre-program and post-program income data. The calculation was arrived at by finding the difference between each respondent’s post-program income and pre-program income, and then adding the income changes for all respondents together. Note that this figure includes income decreases in addition to income increases. Sample size reflects roughly 14% of funded borrowers.

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Disclaimer

Loans are originated by Climb Investco, LLC. Schools do not endorse loans originated by Climb InvestCo, LLC, and Climb InvestCo, LLC is not affiliated with any school.

Licensing: California Finance Lender #60DBO-44527. NMLS Consumer Access (NMLS# 1240013). SC consumers, view your rights here. NM consumers, view your rights here. NM consumers, view your Loan Rates and Fees disclosure here. See our licenses here.

New Mexico Borrowers:

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL Casey Powers, CEO, 701 S Carson St STE 200, Carson City, NV 89701, hello@climbcredit.com OR schedule a call.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial-institutions/.

APRs on loans range from N/A. For N/A of our loans, APRs are below 19%. The APR includes an up to 5% origination fee. Actual interest rates vary within this range based on a number of factors, including your state of residence, credit history, and applicable lending laws and regulations. Applicable fees are disclosed in the loan note and payment plan contract. Consumers may contact Climb electronically through the chatbox or by mail at: Climb Credit, 701 S Carson St STE 200, Carson City, NV 89701.

Climb loans are private loans and do not have the same terms or repayment options that are offered or may become available by the federal loan program, other private lenders, or the applicable school, such as Income Based Repayment, Income Contingent Repayment, PAYE, or discounted pricing for certain payment methods.

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