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Laura Mauro

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Healthcare Jobs That Don’t Require a Degree, Ranked by Salary

When you’re searching for the right career path, it can be hard to cut through the noise and figure out which job is really going to be a good fit both personally and financially. If your passion lies in healthcare, though, you may not have to weigh one over the other — there are many healthcare jobs that don’t require a degree and offer lucrative benefits. In fact, top publications like Forbes are regularly writing about the fact that “jobs in healthcare continue to be one of the fastest growing segments.”

Many people believe that all healthcare jobs require 4 years (or more) of college. But while a bachelor’s degree is the right path for some positions, it isn’t the only option to secure a healthcare career! Check out some of the medical jobs that only require a certificate, ranked by salary.*

MRI technologist

MRI technologist training program length: 22 Months
Average MRI technologist salary: $30.31/ hour ($63,045)

Cardiovascular technologist

Cardiovascular technologist training program length: 2 years
Average cardiovascular technologist salary: $26.23/hour ($54,558)

Healthcare Jobs That Don't Require a Degree

Neurodiagnostic technologist

Neurodiagnostic technologist training program length: 14 Months
Average neurodiagnostic technologist salary: $22.14/hour ($46,051)

Surgical technologist

Surgical technologist training program length: 14 Months
Average surgical technologist salary: $19.98/hour ($41,558)

Healthcare Jobs That Don't Require a Degree

Endoscopy technician

Endoscopy technician training program length: 8 months
Average endoscopy technician salary: $15.82/hour ($32,905)

Medical billing and coding specialist

Medical billing and coding specialist training program length: 4 months Average medical billing and coding specialist salary: $15.28/hour ($31,782)

Healthcare Jobs That Don't Require a Degree

Medical assistant

Medical assistant training program length: 7 Months (Professional Medical Technician)
Average medical assistant salary: $14.42/hour ($29,993)

EKG technician

EKG technician training program length: 2 Months
Average EKG technician salary: $13.84/hour ($28,787)

Healthcare Jobs That Don't Require a Degree

Pharmacy technician

Pharmacy technician training program length: 3 Months
Average pharmacy technician salary: $12.95/hour ($26,936)

Healthcare Training

Nurse assistant

Nurse assistant training program length: 2 Months
Average nurse assistant salary: $12.36/hour ($25,709/year)

Student loans for healthcare programs

At Climb, we’re focused on financing education that helps people reach their goals in a financially responsible way. We believe the cost of education should be consistent with its results — ultimately leading to career growth post-graduation.

Interested in available payment options to attend a program like the ones above?

Learn about Climb payment options for healthcare programs

*All salary numbers were pulled from payscale.com, and they reflect the national average of the position listed. Salary numbers were pulled in August 2018 and may change over time.

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What to Expect: Realistic Outcomes

Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.

Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
  • 45-60% of students qualify for 0% APR* payment plans
  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

Maximizing Your Results

Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

FAQs

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.

Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.

From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.

They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.

Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.

Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.