How to Choose the Best Medical Billing and Coding School for You

How to Choose the Best Medical Billing and Coding School for You

Each year, countless people make the decision to pursue an education in healthcare, whether that be through traditional schools such as colleges and universities, or through non-traditional training programs and vocational schools — for example, a medical billing and coding certification. And no matter which a person is looking to enroll in, there’s no shortage of choices. If you’re thinking this career path might be for you, and are considering a career training program to help you move along it, you’ll want to make sure you’re choosing a school that fits your needs and keeps you on the right trajectory. So, how do you know what’s the best medical billing and coding school for you? We’ve put together a guide to help you know what to look for!

Compare program costs

The cost of medical billing and coding school can vary widely, and is often based on several factors like location, course format, any state regulatory requirements such as certification exams, and more. Though it might be in your best interest to pay more money for the right school, you may also be better served to opt for a less expensive one, as long as they’re able to offer what you need to succeed — at the end of the day, you’ll want to examine what you think each individual program can offer you, as well as how much you’re willing and able to invest in your training.

Additionally, it’s also a good idea to look into financial aid options such as scholarships, grants, payment plans, or loans to help ease the burden of any cost. Make sure to check school websites for what they offer!

Consider locations — both where you are, and where you'd like to be

Where you currently live (and where you’d ultimately like to end up) could also be an important factor in deciding which program to attend. Should you travel to a whole other side of the country, where there may be higher-ranked programs or more job opportunities, or would you prefer to attend a program that’s a 10-minute drive from your house? Will you have to enroll in an on-site course, or are there any online options available?

Think about whether factors such as tuition cost, program value, and proximity to potential employers worth a move, or if it’d be more fitting to attend a program close to home. And before choosing a campus, you might want to take into account where you’d like to settle, alongside any factors which might make you prefer to stay where you are now.

Familiarize yourself with the instructors

Learning from the right teacher can have a huge impact on someone’s success, so we suggest learning all you can about who will be leading your prospective courses. See if they’re well-known in the industry or have published any work online, and check out what past students have said about them on review sites.

By researching who’ll be running the programs, you’ll have a better idea of who has the right level of experience, whose teaching style will fit your learning style, and ultimately which one is the best medical billing and coding school for you.

Read online course reviews

Another useful means of finding out if a program and its instructors are right for you is reading reviews online. Whether by searching for lists of top programs, or reading through reviews by graduates on sites like Yelp or Quora, you can check to see if a school is likely to deliver on what it’s promising.

Both official rankings, like those on GradReports.com, or user assessments like the ones written in Google reviews will give you a good picture of the value of each program can offer.

Visit the campus, if possible

And finally, if you’re able, it might also be a good idea to visit each prospective school in person before committing. Both school administrators and former students emphasize the importance of seeing the classrooms and meeting the staff face-to-face before you enroll. Be on the lookout for any open houses the schools are hosting, or simply visit on your own to take a look at where you’ll be studying.

In actually seeing where the learning will take place, you can gain personal insights you might otherwise miss by reading online reviews or hearing secondhand information, and you can get a feel for if each environment will work for you.

Employee working at hospital after choosing the best medical billing and coding school for her

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Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
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  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

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Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

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We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

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Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.

From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.

They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.

Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.

Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.