XR Terra

Looking to the Future of VR and AR

By Darci Swisher, XR Terra

Schools do not endorse loans originated by Climb Investco, LLC, and Climb Investco, LLC is not affiliated with any school. Climb Investco, LLC is the loan distributor, not XR Terra.

Climb encourages students to do thorough research in selecting a training program that meets their unique needs. Details provided by Climb are for information purposes only and are not meant to qualify an institution or be relied upon in determining which institution is right for you.

“XR will soon be a part of everyday life, making learning and mastering VR- and AR-related skills crucial,” according to Hakan Satiroglu, co-founder and chief executive officer of Climb partner XR Terra. “Almost every industry is going to be affected.”

The immense growth XR applications are already experiencing in industries like health care, retail, and manufacturing is expected to increase exponentially during the next decade. PwC estimates XR will contribute $1.5 trillion to the global GDP by 2030 — a figure released just before the coronavirus pandemic further spotlighted the importance of AR and VR.

AR and VR are expected to contribute $1.5 trillion to the global economy by 2030

Demand for those with cutting edge 3D skills is also growing quickly, and employers are paying a premium to fill these undersupplied positions, according to “Visualizing the Future,” a joint report from Epic Games and Burning Glass Technologies.

Satiroglu co-founded XR Terra in 2019 to provide industry-driven educational and training programs that prepare students to be at the forefront of the XR industry. The Boston-based start-up’s primary offerings target software developers and engineers and visual designers, with additional courses for business professionals and high school students.

The 12-week AR & VR Developer Program introduces the Unity platform — XR Terra is a Unity Authorized Training and Certification Partner — and covers Unity audio, video, animation, and particle effects. Students will also receive a foundation in AR and VR, cases, and trends, and gain project management and prototyping skills for both applications. With portfolios and expertise in product pitches and presentations, they will be prepared for careers on XR-focused software development teams as AR and VR software engineers and developers, Unity developers, AR mobile application developers and gameplay programmers.

VR and AR

The AR & VR Visual Design Program is also 12 weeks, and gives graphic designers, 3D modelers and artists the skills and experience needed for roles as UI, UX, and product designers and in production. In addition to Unity UI, the curriculum covers all aspects of UX and UI for AR and VR, including storyboarding and wireframing, AR and VR prototyping, and UX and UI for 2D and 3D projects.

“These are the most rigorous programs in the market globally for this stage of learning,” Satiroglu said. “We will continuously stay ahead of the curve to build the necessary long and short courses, technical courses, and business courses for people whose goal is a career in XR.”

Want more information on these programs?

How to Pay for a Coding Bootcamp

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What to Expect: Realistic Outcomes

Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.

Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
  • 45-60% of students qualify for 0% APR* payment plans
  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

Maximizing Your Results

Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

FAQs

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Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.

Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

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Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

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