Cybersecurity Engineer Salary

Why Enter a Career in Technology?

Last month, we partnered with Nucamp to provide five scholarships to attend one of their coding bootcamps. Through the applications, we got the opportunity to learn more about why people want to pursue a career in technology — below, we have just a handful of some of our favorite responses!

Why are you interested in joining the technology field?

“I’m a 38-year-old single father, who has always enjoyed anything tech related, but I want to do more than just enjoy tech. I want to have a hand in developing and be able to pass that knowledge and desire on to my son.”

-Brian

“I’m a creative person. In my spare time, I write novels and make YouTube videos. Creating something from nothing but a scratch of inspiration or the simple desire to help someone get the information they need is what I thrive on. Coding brings me that same excitement…

Learning to code is like peeking behind the curtain of a magic show. The more I learn, the more I want to understand and make. Recently, my sister showed me how she’d made an interactive visual novel with Ren’Py, which is such a fantastic combination of Python and creative writing—I’m already planning to create my own.”

-Jade

Career in Technology

“I am presently a truck driver making deliveries all over the southeast and midwest. This takes me away from home months at a time. I have two children, 16 and 13, and I feel like I am missing out on physically being there to enjoy watching them grow up and helping my wife. The both of them (Nedu and Naji) are currently learning coding, and I believe that it’s an excellent field to go into. So, why not me? Plus, it will be a great way to bond with my children and maybe someday work together in our own business. For these two reasons, I am super excited!”

-Donavan

It’s probably a cliché, but my interest in technology started with gaming. That said, technology and science has fascinated me for as long as I can remember. I’ve always wanted to get into robotics! Maybe I still can!

I currently work as a desktop support technician for a major automotive finance company. I do not have a high school diploma, nor do I have a collegiate degree. I did not experience academic success in my youth. Though, comprehension was never the struggle for me regarding academia. I started my current career by accepting contracting jobs that required little more than opening a box that contained a laptop.

I took whatever job, at whatever hours… Then stood next to the smartest guy in the room, in hopes of gaining some knowledge in the end. In less than five years I was able to transform work ethic, intuition, and positive attitudes (without burning any bridges, or stepping on any toes either…) into a career that I can be proud of as a desktop support technician solely responsible for three campuses, despite having zero work history in the field.

-Casey

Want to learn more about how you can get start a career in technology?

Quotes appear verbatim as given by the users, except for the correction of grammar and typing errors.

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What to Expect: Realistic Outcomes

Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.

Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
  • 45-60% of students qualify for 0% APR* payment plans
  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

Maximizing Your Results

Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

FAQs

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.

Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.

From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.

They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.

Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.

Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.