Finance and loan tips
Something that’s meant to give you a fright: Halloween. But something that definitely shouldn’t is student loans. That’s why we started Climb Credit back in 2014, with the goals of working with schools that build student salaries and of providing loans that students could actually afford to pay after graduating.
As with any major life decision, the first step you’ll need to take to help keep your student loan repayment process as smooth as possible is to make a plan. Whether you’re switching careers or boosting your current career, keep in mind what your potential new salary could be and when it might take effect.
Just like there are lots of different types of student loans out there, there are also many different approaches people take when applying for one.
When deciding whether or not to accept a loan offer, two important numbers you should look at are interest rate and APR. However, there’s another factor whose impact on these numbers you’ll also want to take into account: whether the interest rate is fixed or variable.
Spring isn’t only a time to deep-clean your home (though of course, that is important too—just how long has that leftover lasagna been in your fridge?) This time of year is also a great opportunity to take a look at your finances and find how you can spruce them up.
Everyone’s favorite time of year is almost upon us: tax season. And when you have student loan documents on top of your regular tax forms, the stress about potential errors can pile up…So to help ease the confusion caused by pairing taxes with student loans, we’re here with a few things to keep in mind.