When deciding whether or not to accept a loan offer, two important numbers you should look at are interest rate and APR. However, there’s another factor whose impact on these numbers you’ll also want to take into account: whether the interest rate is fixed or variable.
Finance and loan tips
Spring isn’t only a time to deep-clean your home (though of course, that is important too—just how long has that leftover lasagna been in your fridge?) This time of year is also a great opportunity to take a look at your finances and find how you can spruce them up.
Everyone’s favorite time of year is almost upon us: tax season. And when you have student loan documents on top of your regular tax forms, the stress about potential errors can pile up…So to help ease the confusion caused by pairing taxes with student loans, we’re here with a few things to keep in mind.
Click to see some clarifying facts about the importance of data security and protecting your information. And more importantly, we included advice on how—when you have to trust a company with your personal info—to ensure that data is secure!
It’s time to talk ratios—to be more specific, the debt-to-income ratio (DTI) and how it affects your student loan application.
You’ve enrolled in a course and are on the way to your dream career. But first, there’s one big question you have to answer: how are you going to pay for this? Click to read more about the key differences between federal vs. private student loans!
Many lenders (like Climb Credit) allow students to re-submit applications if they’re not approved with their first. If you find yourself re-applying for a student loan (or are just looking to improve the chances for your initial submission), click to view some ways you can strengthen your student loan application!