Two Data Scientists Working at a Desktop

How to Become a Data Scientist

For several, starting a career in data science can be a rewarding move that could result in high growth with a comparatively small investment. If you’re thinking this path might be the right one for you, the next question to answer is: what are the initial steps you’ll need to take? Here, we have some tips on how to become a data scientist, so you can get yourself to the next stage in your new career!

Learn more about the job

Before you dive right in and enroll in a data science training program, you’ll want to be sure that the career you’re investing in is a good fit. After all, you don’t want to put in time, money, and energy into a whole new job, only to discover later that it’s not compatible with your needs! Are you good at gathering and analyzing data? Would you enjoy working a desk job? Do the expected salaries, benefits, and hours of your job prospects match your financial and lifestyle goals? Ask questions about what a typical workday will look like, as well as what you want for yourself, so you can be sure everything’s aligned.

Research data science programs

Once you’re confident you’re on the right path, the next step in how to become a data scientist is finding the education that works best for you — and in this case, it’s not one-size-fits-all. Maybe your goal is to get an associate’s, bachelor’s, or master’s degree, or perhaps a better choice for you is a shorter-term, less expensive technical program. Maybe an online or self-paced course fits great into your schedule and learning style, or you might need in-person or more structured settings in order to thrive. Explore all of the programs in your area and research each one to narrow down your top options.

Make sure to read online reviews from various sources; compare course descriptions, schedules, and costs; and if possible talk to instructors and administrators or even current and former students. It’s also a good idea to check if they have any career assistance available for students and alumni. This way, you can be confident you’re receiving the biggest benefit for the tuition cost.

Figure out how to pay for it

In many people’s cases, their best option is to pay upfront. However, that’s not necessarily viable for everyone. If you’ve decided that it would be better instead to break up tuition payments, check to see what alternative payment methods are available for your program. Ask your school administrators if they provide any other payment opportunities for their students, and also check out third parties as well. You might be able to use a payment plan or a student loan — there may even be scholarship, grant, or employer reimbursement opportunities available.

At Climb, we partner with several data science schools to provide various payment options for their students. Click the link below to see if we partner with your school and to learn more about what we can offer!

Get excited for the next chapter in your life

While learning new skills and starting fresh in a different career may be daunting, it can also be exciting! Whether you’re taking on your very first job, or switching to this area of tech from an entirely separate field, now that you know how to become a data scientist, it’s time to enjoy the path you’re on and to get ready for great things in store.

Employee Working at Computer After Learning How to Become a Data Scientist

Leave a Reply

Your email address will not be published.Required fields are marked *

Subscribe to get more info sent straight to your inbox!

What to Expect: Realistic Outcomes

Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.

Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
  • 45-60% of students qualify for 0% APR* payment plans
  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

Maximizing Your Results

Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

FAQs

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.

Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.

From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.

They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.

Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.

Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.