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Our Best Career Advice From #CareerClimb2019

Throughout this week, we’ve had the chance to hear from several people about the pieces of career advice they’ve gotten over the years that had the greatest impact on them and their work. Here are just a handful of our favorites. And be sure to comment below with some career advice of your own!

Best Career Advice

“I think the best advice that I’ve received as a millennial woman of color is to create my own opportunities, even if it’s unconventional. I was told to never wait to get a leadership position to be a leader and not to wait on a promotion in order to show my value. Some of the best actionable advice I’ve used to date is to join professional organizations and volunteer whatever skill set I have. Now I sit as one of the youngest members of the marketing committee in a technology nonprofit in South Florida. I’ve been in rooms I wouldn’t normally be invited to, and my opinion matters. I’ve been able to spearhead branding initiatives for statewide programs and get asked to speak at events. And not because of my job, but because of the work I do outside of it.

“I know it’s long winded, but I feel like it’s the best advice a mentor gave me and I’ve been running like hell with it.”

—Camille Vogl, @camille_vogl

“The best advice I received was from a judge I worked with over the summer. He would always ask me to speak clearly and confidently … here’s a paraphrase: ‘If you’re right I can agree with you, and if you’re wrong I can correct you, but I can’t do anything if I can’t hear you.’”

—Osayi Emokpae Lasisi

Best Career Advice

“This is something I’ve learned and advice I now give to others who are in or considering career transition: when I was on sabbatical and trying to decide what I wanted to do next, I realized that most people spend most of their awake hours at work. In light of that truth, I started to ask myself one question. Brandi, what do you want to spend the majority of your awake hours doing? Once I had my answer (Leadership Development Facilitation and Career Coaching) and gained that clarity, I only pursued career opportunities that included these things. I’m now spending my awake hours doing all that I love.”

—Brandi Nicole Johnson, @bnicolejohnson

“Here are 5 career tips that I’ve learned over the past five years building Breaking Into Startups and Career Karma:

  1. Think about “risk” … Most people overestimate the risk and underestimate the reward. If you take a career risk … what’s the reward? Can you return to doing what you were previously doing? (If yes, take the risk.)
  2. Resist making short-sighted career moves. Make career moves that will position you for your dream role in three years vs. one year. It will be harder and probably will require bigger sacrifices. But you will have zero regrets!
  3. Don’t do it alone! You’re the average of the five … who is in your squad? If you need advice on forming a squad, follow the example of @BarcodeAvengers & @FFT_Squad
  4. People will give you conflicting career advice … listen to them, but form YOUR own opinion. Hint: If the person offering you their advice is not in their dream career … they have no business telling you how to find yours. (Over 50% of people dislike their job!)
  5. You will never lose by investing yourself! You are a white belt! The only way you DON’T become a black belt is if you STOP! Invest in your hard skills. Learn how to code. Start the #21DayCkChallenge.”

—Timur Meyster,‏ @timurmeyster

Quotes appear verbatim as given by the users, except for the correction of grammar and typing errors.

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What to Expect: Realistic Outcomes

Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.

Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
  • 45-60% of students qualify for 0% APR* payment plans
  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

Maximizing Your Results

Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

FAQs

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.

Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.

From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.

They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.

Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.

Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.