career

Career Quiz: What Career Is Right for Me?

By Rae Keinan

Our What Career is Right for Me quiz is meant for:

  1. Those who are finishing high school soon and still don’t know what they want to do after graduation.
  2. Those who started a higher educational program but are realizing that it’s not what interests them.
  3. Those who already have a job but are slowly burning out and realizing that it’s not for them.
  4. Those who love their job but are looking to learn new skills and expand their expertise.

Do you fall into any of these categories? Then take this fun quiz and discover career paths you could possibly pursue!

*This quiz isn’t intended to constitute career advice and students should research career options furthermore before selecting an educational program.

Tips on how to know what career is right for you

  • First of all, find which career paths could be a good fit for you.
    • Make a list of your skills and compare it to the skills needed to see if any of them is a good match.
  • Then prioritize your goals to see if they can be accomplished through these career paths.
    • Do you prefer to work in/out of an office?
    • Do you want to work by yourself or as part of a team?
  • Then, after you narrowed it down — research, research, research!
    • Read everything you need to know about the training that’s needed to get the position and what the job actually entails.
    • Perhaps take a class related to the field to see if you enjoy learning about it.
  • If you’re still interested, get some inside information.
    • Reach out to people who work in the field and arrange an informational interview with them.
    • If you find that you get along, maybe even ask to shadow them at work for a day.
    • Another alternative is applying for internships in order to get some hands-on experience.
  • Once you decide on a career path, double-check and see if you have the resources needed to be trained for the job.
    • Do you have time in your schedule to go to classes or training?
    • Do you have enough money in order to pay for your education, or would need to take out a loan to pay for them?
    • If everything seems right, you should be good to go.

We wish you the best of luck and hope you manage to land your dream job!

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What to Expect: Realistic Outcomes

Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.

Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
  • 45-60% of students qualify for 0% APR* payment plans
  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

Maximizing Your Results

Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

FAQs

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.

Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.

From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.

They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.

Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.

Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.