The US job market has performed exceedingly well since the COVID-19 recession in 2020. The unemployment rate was just 4.1% at the end of 2024,
Imagine you have a clear goal: to get a promotion at work, or to even get a whole new job you love. The only thing
Climb was able to execute on this quickly by leveraging a mix of advance-rate products & payment plan products—which cover the full breadth of customer payment needs. Within weeks, the school saw approval rates increase significantly, and 83% of people were now getting approved for payment options.
What’s it like to interview at tech companies as a bootcamp grad, and how can you help yourself stand out from the crowd? Get insights
Getting ready for a coding interview? Hone your skills and practice answering technical questions with ten sample problems — and their solutions — from InterviewBit
By Casey Powers, Climb CEO President Biden’s forgiveness of $10,000 in public student loans is a huge win for students who have long carried debt
By Casey Powers, Climb CEO In order to solve skills gaps in the long term, education and labor goals in the U.S. need to be
We are very excited to announce that Casey Powers has taken on the role of CEO of Climb. Angela (Ceresnie) Prince, our former CEO, led
By Angela (Ceresnie) Prince In recent years, continuing education, upskilling, and reskilling courses have become more and more relevant to employees, learners, and educators. This
By Angela (Ceresnie) Prince When most people hear “Higher Education,” their minds go to universities, ivy-covered buildings, and large lecture halls. Even though we know
By Angela (Ceresnie) Prince, former Climb CEO For all of us, the past year has been filled with uncertainty about what the future may look
Climb’s focus has always been career advancement — something we call the Career Transformation Process. This is the process of: (1) determining you are interested in or need a new career or additional skills; (2) determining what that new career/skill set might be; and (3) getting the appropriate credentials and training to achieve these goals.
By Angela (Ceresnie) Prince, former Climb CEO Things are changing when it comes to how all of us approach our career goals. No longer are
By Angela (Ceresnie) Prince, former Climb CEO Remember when coding bootcamps were just taking flight? Today it’s medical assisting bootcamps — and other accelerated career
By Angela (Ceresnie) Prince, former Climb CEO The topic of student lending was popular during the 2020 election cycle — and this provides an opportunity
We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:
Key advantages of our approach:
We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:
Key advantages of our approach:
Students are placed into funding tiers (Elite, Standard, Enhanced) based on Climb’s AI-driven assessment. Higher-credit students generate larger upfront advances to your school through Climb Loans, while students with limited credit are seamlessly routed to Interest-Free Recurring Payments (IFRP).
Brackets are informed by more than $1 billion in loan originations and may adjust over time as repayment data evolves. Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.
Yes. IFRP automatically matches the payment schedule to each program’s course length.
Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.
From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.
They’re automatically offered an Interest-Free Recurring Payment (IFRP) option with weekly, course-length payments. This ensures more students can enroll while your school maintains steady cash flow during training.
Higher-credit students generate larger loan advances (typically 78–98% of tuition). Students in the IFRP track pay weekly during their course. Both paths protect your school from post-course default risk.
Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.
Technically, yes—but most schools find there’s no need to manage multiple systems once Climb is in place. Climb can handle full payments, weekly IFRP payments, and loans in one platform, giving you a single flow for every student.
Keeping all payment types within Climb simplifies reconciliation, reduces administrative work, and ensures students have a consistent experience from application to payment.
Typically, within 5-10 business days after your partnership agreement is signed.
Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.
No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.
For Climb Loans, you keep the entire upfront payment—no clawbacks or liability.
For IFRP, payments stop when you stop billing. We recommend clear refund and withdrawal policies to guide students and staff.
Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.
**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.
The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.
Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.
We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:
Key advantages of our approach:
We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:
Key advantages of our approach:
Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.
These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.
Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.
Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.
Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.
From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.
They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.
Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school
Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.
Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.
Typically, within 5-10 business days after your partnership agreement is signed.
Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.
No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.
Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.
