Finance and loan tips
8 Steps to Minimize Coding Bootcamp Debt
Climb Credit recently teamed up with Course Report to provide eight ways you can reduce your student loan debt!
Rachel Seitz
June 4, 2018
Finance and loan tips
Finance and loan tips
Fixed vs. Variable Interest Rates — and How They Impact Your Student Loan
When deciding whether or not to accept a loan offer, two important numbers you should look at are interest rate and APR. However, there’s another factor whose impact on these numbers you’ll also want to take into account: whether the interest rate is fixed or variable.
Rachel Seitz
April 12, 2018
Finance and loan tips
Student Loans and Taxes: 5 Things to Keep in Mind When Filing
Everyone’s favorite time of year is almost upon us: tax season. And when you have student loan documents on top of your regular tax forms, the stress about potential errors can pile up…So to help ease the confusion caused by pairing taxes with student loans, we’re here with a few things to keep in mind.
Rachel Seitz
January 31, 2018
Finance and loan tips
Data Security: Why It’s Important, and How to Strengthen Yours
Click to see some clarifying facts about the importance of data security and protecting your information. And more importantly, we included advice on how—when you have to trust a company with your personal info—to ensure that data is secure!
Climb Team
October 17, 2017
Finance and loan tips
Student Loan Terms You Should Know
Whether you’re unsure about the difference between interest rate and APR or you want to brush up on originations, we’ve got you covered. Click to get the low-down on the student loan terms you need to know!
Rachel Seitz
October 3, 2017
Finance and loan tips
Debt-to-Income Ratio (DTI): What It Is and Why It Matters
It’s time to talk ratios—to be more specific, the debt-to-income ratio (DTI) and how it affects your student loan application.
Rachel Seitz
September 19, 2017
Finance and loan tips
Federal vs. Private Student Loan Terms: What’s the Difference?
You’ve enrolled in a course and are on the way to your dream career. But first, there’s one big question you have to answer: how are you going to pay for this? Click to read more about the key differences between federal vs. private student loans!
Rachel Seitz
August 16, 2017
Finance and loan tips
Student Loan Term Lengths
After deciding where to go to school, which student loan to take out, and which comfort foods you’ll need to deal with the stress of it all, there are still a few other decisions to make when filling out that loan application.
Rachel Seitz
June 29, 2017
Finance and loan tips
Student Loan Application Tips to Strengthen Your Chances of Approval
Many lenders (like Climb Credit) allow students to re-submit applications if they’re not approved with their first. If you find yourself re-applying for a student loan (or are just looking to improve the chances for your initial submission), click to view some ways you can strengthen your student loan application!
Rachel Seitz
June 14, 2017
Finance and loan tips
How to Read a Credit Report
If you’ve applied for any type of credit, such as a credit card, car loan, or student loan (including one from Climb), the decision you received was directly influenced by what’s in your credit report.
Rachel Seitz
May 3, 2017
Finance and loan tips
Fintech: What It Is and What It Means for Us
One word you may hear thrown around a lot, often with reference to Climb Credit, is “fintech.” But whether you’ve heard of it or not, it’s a term which has had a large impact over all our lives in the 21st Century.
Rachel Seitz
April 19, 2017
Finance and loan tips
How We Calculate Student Loan Payments
Many of you may be wondering how your monthly student loan payments get calculated. So we’ve got a quick explainer of how we get these numbers!
Rachel Seitz
April 5, 2017
Finance and loan tips
Popular Budgeting Tools to Help You Reach Your Goals
We all have different financial goals. And setting a budget is a good way to reach them.
Rachel Seitz
March 29, 2017
Finance and loan tips
How to Strengthen Your Credit Score
When applying for a private student loan—or, while we’re at it, a mortgage, auto loan, or credit card—a major factor which could impact your approval decision is your credit score. Click to read some steps you can take and tips for how to improve your credit score!
Rachel Seitz
March 22, 2017
Finance and loan tips
Your Student Loan To-Do List
Preparing to head off to school can be an exciting time that’s full of potential—and to be honest, it can also be a stressful time. If student financing is adding to that stress, click to view our student loan application checklist!
Rachel Seitz
March 9, 2017