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Tech bootcamps
Tech bootcamps
Rachel Seitz

Coding Bootcamp Prep With App Academy

Our new partner school App Academy is here to help students enter class as prepared as possible. Here are a few ways (including a free App Academy coding course) you can get ready for your program!

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Rachel Seitz March 27, 2019
Cybersecurity Engineer Salary
Tech bootcamps
Guest Author

How to Get Into Cybersecurity From Another Field

There are myriad reasons to look for a new job: increased pay, more robust benefits, better work-life balance—or more excitement. Cybersecurity is one of the most dynamic and interesting fields in IT, combining information technology with crime fighting.

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Guest Author October 9, 2018
Tech bootcamps
Rachel Seitz

Are Coding Bootcamps Worth It?

We recently spoke to SwitchUp about the benefits of coding bootcamps. Click to get a preview of why coding bootcamps have a great return-on-investment (ROI)!

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Rachel Seitz June 12, 2018
Tech bootcamps
Rachel Seitz

How to Pay for a Coding Bootcamp

Before you can get yourself into the classroom and elbows-deep in new web development concepts, you have to figure out one thing: how to pay for your coding bootcamp.

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Rachel Seitz May 30, 2018
Web Developer Salary
Tech bootcamps
Rachel Seitz

How to Choose a Coding Bootcamp

There are lots of factors to take into account when you’re deciding which school to attend, and no one size fits all. Looking at all of these will help ensure you choose the best coding bootcamp for you!

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Rachel Seitz May 2, 2018
Tech bootcamps
Rachel Seitz

Climb Credit Student Interview: Galvanize Graduate Luis Rocha

After graduating from Galvanize’s coding bootcamp, Luis Rocha went on to land a front-end developer job at San Diego-based digital marketing and web development firm The Control Group. We spoke with Luis to get his insights about how his time at Galvanize impacted where he is now.

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Rachel Seitz January 12, 2018
Tech bootcamps
Rachel Seitz

Climb Credit Student Story: General Assembly Graduate Brenton Laws

Here at Climb we’re very lucky. We get an opportunity to watch smart, talented, driven people make their ways along a path to change their lives for the better—whether by just starting out on secondary education, switching careers to a lifelong passion, or taking additional courses to supplement their current job.

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Rachel Seitz October 17, 2017

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What to Expect: Realistic Outcomes

Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.

Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
  • 45-60% of students qualify for 0% APR* payment plans
  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

Maximizing Your Results

Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

FAQs

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.

Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.

From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.

They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.

Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.

Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.